Assistance related to COVID-19

For the latest information on AER’s response to COVID-19, please click here. For routine assistance inquiries, please continue reading this page.

Financial Assistance

Zero-Interest Loans and Grants

Categories of Assistance

All assistance requests are unique and considered on an individual basis.

  • Emergency Travel
  • Natural Disaster (preparation & evacuation)
  • Mortgage, Rent, Initial Deposit
  • Temporary Lodging
  • Food
  • Healthcare (not covered by Tricare)
  • Vehicle Costs
  • Utilities
  • Funeral Expenses
  • Basic Essential Furniture
Have a request not listed above? Just ask!

 

  • Appliance Costs
  • Cranial Helmets
  • PCS Travel
  • Child Car Seats
  • Dental Care (for dependents)
  • Home Repair
  • Non-Medical Attendant Travel
  • Invitational Travel Order
  • Clothing
  • Immigration & Passport Fees (for dependents)
  • Special Needs Medical Equipment
  • Spouse Relicensing / Recertification
  • Child Care (Army Fee Assistance req.)
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Eligibility

The following individuals are eligible for AER assistance in accordance with Army Regulation 930-4:

  • Soldiers on active duty and their eligible dependents
  • Army Reserve and National Guard Soldiers activated on Title 10 orders for more than 30 days and their eligible dependents
  • Soldiers retired for longevity, medical, or upon reaching age 60 (reserve component) and their eligible dependents
  • Surviving spouses who have not remarried and children of Soldiers who died on active duty or died after reaching retirement eligibility

Three Ways to Apply

1. Talk to your Chain of Command

The fastest and most effective way to request financial assistance through AER is to talk to your chain of command. Your chain of command has the power to approve immediate financial assistance up to $2,000. Your chain of command can also refer you to the on-post AER officer. Your chain of command is empowered to help. Just ask!

2. Visit your AER Officer

Any Soldier (active or retired) can visit their nearest AER officer. Officers are conveniently located at many Army installations around the world. No Army base nearby? No problem! Soldiers can visit any military installation and request AER assistance from any military aid society.

Find your nearest office

3. Call the American Red Cross

Not located within 50 miles of a military installation? The American Red Cross is authorized to provide financial assistance on behalf of AER. Call the American Red Cross at 1-877-272-7337 then select the option for financial assistance.

See if you're within 50 miles of an office

Already Have an Existing Loan?

Service your loan with DFAS allotment, online payment, or snail mail. Click below to learn more.

Manage your loan

Other Programs

Quick Assist Program

AER’s most powerful program. Company Commanders or First Sergeants can approve financial assistance up to $2,000. Last year, 8,000 Soldiers received over $10 million in financial assistance from their chain of command. Give leadership the opportunity to help. Talk to your chain of command.

Wounded Warrior Assistance Program (AW2)

Soldier for life! Army Wounded Warriors receive personal access to AER assistance. Applicants located within 50 miles of a military installation should visit the on-base military aid office for a consultation. Applicants not located within 50 miles of an installation should contact their AW2 advocate or AER HQ.

Survivor Assistance

Surviving spouses and children of active and retired Soldiers are eligible for financial assistance. Assistance is provided as a grant for an individual request. Monthly stipends may be provided for the most destitute.

Wounded Warrior Comfort Grants

Soldiers medically evacuated from hostile fire or imminent danger area, peacekeeping operations, or training exercises within CONUS receive immediate financial assistance. A $1,000 grant is provided at the time of hospitalization. AER has provided over $3 million in comfort grants since inception.

Educational Scholarships

Spouses and children of active and retired Soldiers are eligible for educational scholarship programs. AER provides over $8 million in educational scholarships every year.

Learn more about scholarships

Child Care Assistance

Families enrolled in the Army Fee Assistance program are eligible for up to $1,500 in child care assistance ($500 per month for 3 months) in addition to assistance provided through the Army Fee Assistance Program. Families must be enrolled in the Army Fee Assistance Program and demonstrate valid need through the completion of a budget.

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“Army Emergency Relief plays a central role in helping us preserve readiness by providing vital assistance to our Soldiers and their families. The Army continues to count on AER to assist our service members in meeting their unexpected needs. AER’s support allows our Soldiers to remain focused on the mission and prepared to deploy, fight, and win our Nation’s wars.”

– Hon. Ryan McCarthy, Secretary of the Army

Frequently Asked Questions

  • Who is eligible for AER assistance?

    • Soldiers on active duty and their eligible dependents
    • Army Reserve and National Guard Soldiers activated on Title 10 orders for more than 30 days and their eligible dependents
    • Soldiers retired for longevity, medical, or upon reaching age 60 (reserve component) and their eligible dependents
    • Surviving spouses who have not remarried and children of Soldiers who died on active duty or died after reaching retirement eligibility
  • Can my spouse obtain AER assistance if I’m deployed or TDY?

    Yes, provided your Spouse has Special Power of Attorney and a Valid Military ID Card.

  • Is there a dollar limit on AER Assistance?

    Every request is unique and considered on an individual basis. Some categories of assistance have dollar limits while others have requirements related to grants versus loans.

Read more FAQs
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